Offer snapshot

  • Bonus: $300 cash after qualifying activities
  • Requirement: $1,000+ in qualifying direct deposits within 60 days
  • Account type: New consumer checking (new-to-bank customers only)
  • Estimated timeline: 90–120 days to payout posting

Eligibility checklist

  • Not a current or recent customer (typically 12–24 months)
  • Valid Social Security number/taxpayer identification number and United States residential address
  • Ability to meet direct deposit definition used by the bank
  • No conflicting household offer restrictions

Step-by-step execution

  1. Screenshot offer terms on signup day
  2. Open account and fund initial deposit if required
  3. Schedule qualifying direct deposits inside the promo window
  4. Track completion date in your Altro bonus tracker
  5. Keep account open through minimum hold period
  6. Confirm bonus post, then evaluate keep versus close based on fees

Net value estimate

Gross $300 minus estimated fees and opportunity cost of required deposits. Use the Altro welcome bonus calculator with your assumptions.

Risks and fine print

  • Bonus clawback if account closed too early
  • Monthly maintenance fees if balance thresholds not met
  • Offer can change or end without notice

Educational content only.