Step 1: Pick a real program
Start with a bank, fintech, or brokerage you already use. Verify rewards, caps, and qualification on the official page — not a stale screenshot.
Referral & Equity Signups
Get paid when someone you invite signs up and qualifies — in cash, account credit, or stock shares. Read the terms, disclose your reward, and track clawbacks like any other Altro promo.
Step 2: Share ethically
Disclose that you may earn a bonus. Explain what the other person must do. Skip cold spam and self-referral tricks that get accounts banned.
Step 3: Track payouts
Log invites, deadlines, cash vs shares, and clawback windows. Equity rewards need extra care for lockups and value changes.
Cash vs stock equity
Cash / credit
Fixed dollars or statement credit after the invitee qualifies. Easier to track in the profit tracker and usually clearer for beginners.
Stock / equity rewards
Shares (or share-equivalent rewards) that can rise or fall. Check vesting, holding periods, and taxes before treating them like spendable cash.
Start with the playbook
Sixteen lessons cover foundations, reward math, equity mechanics, ethical outreach, and a 30-day action plan. Create a free Altro account to unlock the full course.
Educational content only — not tax, legal, or investment advice.